{"id":26860,"date":"2020-09-22T02:00:12","date_gmt":"2020-09-22T01:00:12","guid":{"rendered":"https:\/\/www.saporedicina.com\/english\/?p=26860"},"modified":"2022-03-11T16:08:29","modified_gmt":"2022-03-11T15:08:29","slug":"health-insurance-expat-vietnam","status":"publish","type":"post","link":"https:\/\/www.saporedicina.com\/english\/health-insurance-expat-vietnam\/","title":{"rendered":"Best Health Insurance for Expats in Vietnam – Our Guide"},"content":{"rendered":"

\"Best<\/p>\n

Click here if you want to send a request for a
free quotation to the broker we recommend at the moment<\/a><\/div>\n

Do you live or plan to move to Vietnam and currently look for health insurance?<\/p>\n

Nowadays, you can find many international hospitals in Vietnam that cater to foreign expats and visitors. There are also plenty of brokers (more about that later) and insurance companies available that offer tailor-made insurance packages.<\/p>\n

Finding an insurance provider might not be the most difficult task on hand, but there are plenty of other things that are worth knowing. What kinds of hospitals are available in Vietnam? How can I seek medical attention in Vietnam?<\/p>\n

These are just examples of questions that you should ask yourself before you even more here. In this article, we cover the most important topics for foreigners who need robust insurance packages offered by some of the most credible companies in the market.<\/p>\n

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Health Insurance for Expats in Vietnam – Index<\/h3>\n
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  1. Medical attention in Vietnam<\/a><\/li>\n
  2. Why do I need health insurance in Vietnam?<\/a><\/li>\n
  3. Hospitals in Vietnam<\/a><\/li>\n
  4. What is a broker and why you might need one?<\/a><\/li>\n
  5. Table comparing health insurance types for Vietnam<\/a><\/li>\n
  6. How to evaluate the features of a health insurance policy<\/a><\/li>\n
  7. Send a request for a free quotation to the broker we recommend<\/a><\/ol>\n<\/div>\n

    <\/p>\n

    P.S. If you are plan to just travel for a short period in the country, then you can read our guide dedicate to travel insurance in Vietnam<\/a>.<\/p>\n

    <\/strong><\/p>\n

    Medical attention in Vietnam<\/h2>\n

    Even if Vietnam strives to have a universal healthcare system, like in Thailand and Taiwan, local and public healthcare standards are often far off Westerners\u2019 expectations. <\/p>\n

    Worth mentioning is also that we see increasingly more Vietnamese becoming insured, primarily in urban areas. The country has been praised by the WHO thanks to great improvements in the healthcare system.<\/p>\n

    Around 87.7% of the country\u2019s population has health insurance and 97% of the children get standard immunizations, a rate that is 2% higher than the US. At the same time, the maternal mortality rate has decreased by 75% since 1990, which is a great milestone on its own.<\/p>\n

    While the public healthcare sector still suffers from inadequate equipment, non-English speaking doctors, and facilities that are sometimes unsanitary, the best option is to look for a private and preferably private international hospital.<\/p>\n

    This is something I\u2019ll explain more later in this article and what sets these apart.<\/p>\n

    Why do I need health insurance in Vietnam?<\/h2>\n

    Even if you can visit local private hospitals with decent services at low costs, unforeseen accidents or diseases might be right around the corner. If you suddenly need emergency and in-patient treatment for a long period, costs will start to add up.<\/p>\n

    The traffic in Vietnam<\/a> is well-known for being hectic and local infrastructure isn\u2019t optimal. As such, investing in private health insurance is crucial to have ease of mind and to be prepared in case you come across unforeseen issues.<\/p>\n

    One of the most important reasons why you should get health insurance is that hospitals can reject the treatment of persons unless they have insurance. Besides, by having insurance you will get access to high-quality medical facilities.<\/p>\n

    Here, nurses, as well as doctors, speak good English, have studied overseas, and know how to take care of foreign patients. The standard is simply higher and you won\u2019t have to deal with communication issues.<\/p>\n

    Later in this article, we list some of the best insurance companies and what plans they offer. This will also give you a better overview of the pricing, including deductibles, out-of-pocket payments, and more.<\/p>\n

    Hospitals in Vietnam<\/h2>\n

    The same as it goes in other countries, you have two options when visiting hospitals in Vietnam. You can either visit a public or a private hospital. While some foreigners are more than happy visiting private hospitals, such as VinMec, others prefer higher standards.<\/p>\n

    In this case, going for a private international hospital is better. This should be your primary choice if it\u2019s accessible through your insurance plan. Now, let\u2019s review the differences between public and private international hospitals.<\/p>\n

    Public Hospitals<\/h3>\n

    Public hospitals are funded by the state and created to cater to the local mass. Therefore, the standards are according to local Vietnamese standards that are far off what you might be used to in your home country.<\/p>\n

    First of all, the registration procedure is lengthier and often unnecessarily complicated, something that you will notice in countries like China as well. The hospitals are often crowded, noisy, and not rarely lack sanitary.<\/p>\n

    Public hospitals are generally not on the top of expats\u2019 lists unless you want to make a minor treatment, such as for a cut, and you don\u2019t want to waste time visiting a private international hospital far away.<\/p>\n

    At the time I am writing this article, there are 19 public hospitals in Hanoi and 2 private, including the following public hospitals:<\/p>\n